Business Owners Policy
Type Insurance Quotes
Your BOP should be customizable from top to bottom.
There’s nothing quite like running a business. One way to reduce stress is to carry insurance that best covers the risks your business faces. Especially the kind that could instantly derail focus and even halt business operations. No thanks. And that’s where a Business Owner’s Policy (BOP) comes in.
Nothing matters more than your choice of agent when it comes to insurance. Insuremart was born for those who demand great service along with a great BOP options. Get a Business Owners Policy quote from an Insuremart agent. They will be happy to help you, and share impressive access to more options:
Insuremart has direct access to
over
100
insurance carriers
Nobody can sell for less, and we work for you.
Property Damage, General Liability, and Business Interruption coverage are combined here.
The essential coverage plus
A BOP combines the essentials: general liability (lawsuit protection, against the slip-and-falls and other mishaps), property insurance (for your building, equipment, and essentials), and business interruption (covers lost income and expenses). You may need to include commercial property, workers’ comp, and other coverage if those apply to your business.
What limits should I consider?
Lots of flexibility here:
- Property Damage: Think fire, busted pipes, storm damage… It could be thousands to a full rebuild. There are limit caps, per incident, and even percentages to consider.
- Liability: Customer takes a tumble? A faulty product messes up someone’s day? Liability limits are typically $300,000 and increase from there.
How much is a business owner’s policy?
There are too many variables plus the risk variance between industries. You can imagine a small engine repair business paying less than an airplane mechanic.
Good to know: Insuremart works with over 100 insurance carriers. Nothing gives you an advantage when buying Business Owners coverage — or any insurance — like a great agent and more options. Talk to our agents.
Up your coverage with add-ons
- Business Income Insurance: Keeps you afloat if you must shut down temporarily after a disaster.
- Equipment Breakdown: When that crucial machine breaks down, this helps with repairs.
Add-ons for the most part do not significantly affect your premium. What’s important here is you being aware of the endorsements. From the examples above to inflation protection, you’ll feel better knowing and selecting what’s best for your business. Talk to an Insuremart agent to get started.
The right BOP is adapted for your business. An Insuremart agent will help determine a balance of coverage and cost, and offer ideas and options to improve in some areas. After all, when your business is protected, you can focus on the road forward.
Get a Business Owners Policy quote from Insuremart right now. Our agents are ready to help.