Business Auto Insurance

Business Auto Insurance Quotes

Insurance for your vehicles, business, and drivers

Insuremart’s agents help hundreds of businesses from construction companies to tour operators, attorneys to couriers. We have many years of experience and a large market to find better coverage and rates. Our reputation is built on understanding and providing quality risk management services, but what really matters is our agents and their ability to match insurance carriers with insureds to get quality coverage and the best rates. Get started with our agents.

Owning a business that requires the use of vehicles means you are at constant risk. Accidents, injuries, and crimes are always possible. You want an insurance agent that knows the risks and can provide coverage and options to meet the need.

Insuremart has direct access to

over

100

insurance carriers

Nobody can sell for less, and we work for you.

Liability and physical damage coverage are combined here.

Your business, your liability – even when not your fault

The costs associated with at-fault accidents involving your vehicles are your responsibility. Medical bills including ambulance services and rehab needs, vehicle repairs for your vehicle and those involved, lost wages for all parties, and even legal fees.

Even when you are not at fault, who will pay for your loss if the at-fault party doesn’t carry adequate insurance or any insurance at all? UMBI is the answer. Our agents will explain UMBI, PIP, and other relatively inexpensive endorsements that provide more comprehensive protection.

Liability and physical damage coverage

The two most common coverages included in a business auto liability plan.

  • Auto Liability insurance: This type of insurance can cover the cost of repairs to other vehicles and structures, medical bills, attorney fees, and other related expenses.
  • Physical damage insurance: Physical damage insurance can cover the costs to repair your vehicles, theft recovery or replacement, and vandalization.

As mentioned earlier, add-on coverages are often affordable and fill gaps left by traditional coverage. Underinsured and uninsured motorist coverage is one example. Insuremart’s agents will happily explain and offer options to you.

Example business auto claims

Good to know: Insuremart works with over 100 insurance carriers. Nothing gives you an advantage when buying Business Auto insurance — or any insurance — like a great agent and more options. Talk to our agents.

  • Your driver backs into a person, vehicle, or building
  • Vandals spray paint graffiti and break windows
  • A criminal steals your vehicle and crashes it
  • An uninsured or under-insured driver sideswipes your vehicle (UMBI is required here)

What limits and coverage will I need?

That depends on business size, vehicle types, usage, accepted risks, budget, driver record, and several other criteria. Commercial insurance will never be a one-size fits all.  

Insuremart helps protect many businesses from the risks associated with the operation of vehicles. Your best option is to talk with our helpful agents to determine coverage options and rates.

Get a Business Auto insurance quote from Insuremart right now. Our agents are ready to help.