Garage Keepers Insurance
Garage Keepers Insurance Quotes
Liability coverage for businesses that store vehicles
Insuremart’s agents help protect businesses that carry vehicle inventory or store customer vehicles. Liability protection is required and endorsements that fill specific needs are added on. Body shops, auto repair centers, dealerships, parking facilities, storage facilities. Any business that holds or stores vehicles should carry Garage Keepers insurance.
Insuremart has direct access to
over
100
insurance carriers
Nobody can sell for less, and we work for you.
Garage keepers coverage focuses strictly on vehicles, and does not replace general liability coverage.
What does an experienced agent bring to the table?
Can you imagine unknowingly accepting a stolen vehicle or giving a vehicle to the wrong person? It happens, and your risk of such an occurrence determines whether you should extend your Garage Keepers insurance protection with False Pretense Coverage. Are you familiar with it? Our agents will happily guide you through that coverage and other considerations, and then get you on your way as quickly as possible. That’s what our experienced agents bring to the table. Talk to our agents.
What are the typical protections?
- Stolen or Lost Vehicle Coverage: This includes the cost of repairing or replacing the vehicle.
- Physical Damage Coverage: This type of coverage protects you from damage to vehicles that are stored in your garage. This includes damage caused by fire, theft, vandalism, and other events.
What are the typical limits?
Many will fit in the $250,000 to $500,000 limits. Expect higher-end carriers to offer $1M or more. Vehicle values will be a major contributor in which insurance companies our agents will contact on your behalf.
How much does Garage Keepers Insurance cost?
Good to know: Insuremart works with over 100 insurance carriers. Nothing gives you an advantage when buying Garage Keepers insurance — or any insurance — like a great agent and more options. Talk to our agents.
Like any coverage, lots of factors are added to the equation:
- Number of vehicles, values, limits, location, and services offered.
- Rates will start at around $1,000 per year for smaller operations and increase to $5,000+ per year for larger or higher-end service providers.
What endorsements should I consider?
These will sound familiar to many auto insurance buyers: Windstorm, hail, flood, malicious mischief (vandalism). Just a good comprehensive policy. There’s also employee theft. Additional worthy considerations:
- False Pretense Coverage – You unknowingly accept a stolen vehicle or give a vehicle to someone other than the owner.
- Test Drives – Auto dealers need this.
Those are only some considerations for your Garage Keepers policy. Let our agents take over from here. You will be in good hands.
Get a Garage Keepers insurance quote from Insuremart right now. Our agents are ready to help.