Trucking Insurance

Trucking Insurance Quotes

Risk management for your trucking operation

Insuremart’s exemplary reputation and popularity in trucking insurance warranted a separate website. Check out our trucking insurance website at Truck.Insure to get started with Insuremart. One of our trucking agents will be happy to help. Or save time and call one now: 1-866-806-9777

For solo owner-operators or those who manage fleets, there’s a lot to manage and care about. That’s why you need a reputable commercial trucking insurance agency on your side to ensure proper coverage. Insuremart is that agency, and should be considered your risk management consultant against events that disrupt normal operation. And then there are these facts:

Insuremart has direct access to

over

100

insurance carriers

Nobody can sell for less, and we work for you.

Insuremart is a leader in trucking insurance. Check out our dedicated trucking insurance website truck.insure or call 1-866-806-9777.

What insurance coverage does a typical trucking operation carry?

Trucking is one of the more complex risks to understand. Work with a trucking insurance agent at Insuremart to experience what makes us trusted. Good service from friendly people who know insurance.

Here is an overview of typical coverage carried by a trucking operation:

  • Liability: The foundation of protection. This covers damage or injuries to others if you’re involved in an accident.
  • Physical Damage: Protects valuable assets – your truck or fleet – from costly collisions, weather damage, and more.
  • Cargo Insurance: Safeguards your haul, because you can’t risk your bottom line to lost, damaged, or stolen freight.
  • Specialized Coverages: Options like downtime protection, trailer interchange, and non-trucking liability are gap coverage products that are relatively lower cost and worth consideration.

Typical limits?

Limits depend on factors like the type of freight, your operating area, and your fleet size, and don’t forget the laws that set minimums. Here’s a guideline:

  • Liability Limits: Often start around $750,000 combined and can increase into the millions for larger operations. Insurance providers will have varying maximum limits.
  • Satisfying Requirements: Ensure that you satisfy state regulations and any contractual requirements that determine minimum coverage amounts. And don’t automatically choose the lowest minimums. Get proper coverage for what you need without paying lots more.

The Cost of Protection vs. The Cost of a Crisis

Insurance premiums are an investment in risk protection, even when they feel like physical pain. The real cost reveals itself when disasters show up – a major accident that causes death or many thousands in damage, stolen cargo, or a truck on the mend for weeks. The right trucking insurance coverage keeps your operation flowing by protecting your reputation and financial stability.

Make the coverage for you

Good to know: Insuremart works with over 100 insurance carriers. Nothing gives you an advantage when buying Trucking insurance — or any insurance — like a great agent and more options. Talk to our agents.

  • Trailer Interchange: Essential if you haul trailers owned by others.
  • Non-Trucking Liability: A must-have for owner-operators, covering you while driving without a trailer attached.
  • Occupational Accident: A worthy investment in yourself or employee drivers that provides benefits if you or they are injured on the job.

Insuremart is your go-to Insurance partner in the trucking industry.

Get a Trucking insurance quote from Insuremart right now. Our agents are ready to help.