Auto Insurance
Auto Insurance Quotes
Saving money on auto insurance. How does Insuremart do it? Easy answer.
Some people spend days shopping for and comparing insurance, talking to folks in call centers who may or may not be licensed agents, trying to keep everything organized. They reach a fraction of potential insurers which means less options for better coverage and rates.
Then there are Insuremart’s customers. They benefit from our access to more insurance products and companies, and our licensed and skilled agents do the searching and organizing for them. Our Google reviews say a lot. Experience first class service at Insuremart and still pay the lowest rates possible. Talk to our agents.
Insuremart has direct access to
over
100
insurance carriers
Nobody can sell for less, and we work for you.
How to save money on auto insurance? Get more options from a great agent at Insuremart.
What coverage is included in an auto insurance policy?
Liability – Liability is the minimum coverage by law to operate a motor vehicle. It covers bodily injury to others and property damage when in an at-fault accident. Bodily injury will pay for expenses related to injuries and legal fees, and property damage will pay for damage to other people’s property and related legal fees.
A good limit to consider is $100,000 per person in bodily injury ($300,000 max per incident), and $50,000 in property. Some states may require less, and we can offer that, but we recommend buying more if your budget allows. Accident expenses add up fast.
Collision – Anyone with a loan will be required to carry collision. Typically, people carry collision if their vehicles have a specific monetary or personal value.
For deductibles, you could have options of $0-$2,000. The upper and lower ends are uncommon, and $500 or $1,000 are typical. What you choose will depend on you and the potential insurance companies. Higher deductibles reduce premiums because you will take on the responsibility to cover that amount if you file a claim.
Comprehensive – Weather, vandals, theft, etc. Comprehensive is coverage for your vehicle if it is damaged from something other than an accident.
Deductibles are separate from collision, but you will have the same dollar amounts to choose from.
Good to know: Insuremart works with over 100 insurance carriers. Nothing gives you an advantage when buying Auto insurance — or any insurance — like a great agent and more options. Talk to our agents.
Make auto coverage stronger with add-ons
Some insurance companies will include the following add-ons in their auto policies, and others will offer as options. Clearly, it is your responsibility to know what your policy covers, but a good way to ensure that knowledge is to hire a quality agent who guides you.
- Uninsured/underinsured motorist coverage: This coverage pays for your medical expenses and property damage if you are injured in an accident by an uninsured or underinsured driver. Your health insurance may also help pay for medical expenses.
- Rental reimbursement: Pays the cost of a rental car if your vehicle is in totaled or in the shop after an accident.
- Towing and roadside assistance: This coverage pays for the cost of towing your vehicle if it breaks down. Jump starts, fuel delivery, and flat tire assistance are also included here.
Get an Auto insurance quote from Insuremart right now. Our agents are ready to help.